Home - East Africa

iib home loan

live your dream

Don’t put your dreams on hold. With iib home loan, you can choose to construct, renovate or buy the house you have always wanted.

Who can apply?

18 years or older

Residents of Djibouti

NIC or Passport holder (proof of identity)

Required documents

2 recent photographs

Last 3 months salary slip

Proof of address (e.g. utility bill)

Benefits

Low down payment

Low processing fees

Competitive interest rates

Flexible procedures & relaxed financing terms

Flexible repayment up to 20 years

Joint financing solutions available

Preferential fire explosion and disaster insurance cover

Multi-purpose financing

Purchase

You can purchase a flat, an office, a house or land.

Construct

Construct your own home to meet your personal needs.

Renovate

Renovate or extend your current home or flat.

Invest

Purchase a property for investment purposes.

Additional documents

Proof of address less than 3 months

Proof of employment (type - CDI-CDD, date of employment, benefits)

End of Service indemnity (IFS)

Domiciliation of salaries and benefits

For acquisition

Contract of reservation with a promoter or a promise to sell

Plan of the residence

Copy of the title dead or recent ownership deed

For construction or renovation

Certificate of legal conformity

Construction plan or renovation plan

Municipal approval

Planning of works to be executed

Certified cost by a qualified engineer/constructor (stage-wise)

Construction permit

Other legal permits that may be required by iib

iib current account

Easily manage your everyday finances wherever you are. iib current account makes it simple to check your balance, pay your bills and send money to friends and family.

iib savings account

iib savings account is a simple way to save and access your money instantly. You can open it in your name, jointly with someone or for a minor child.