Joseph has over 30 years of experience in banking in emerging markets, accumulated through senior roles in 8 countries and in leading multinational and local institutions.

After 3 years of working as a trader in a Brazilian brokerage firm, in 1997 he joined Citibank, where he worked for 23 years. His senior roles in Citi included Head of Non- Presence Countries, Financial Institutions and Foreign Correspondent Banking for Africa, CEO for Tanzania, Ghana, and Head of Corporate and Investment Bank for Uganda.For the past 5 years, he has been with AIB as their CEO. In his career he has executed landmark deals, delivered growth and value to businesses and shareholders, furthered human capital and had decisive humanitarian impact to the communities where he worked.Joseph served for 10 years on the Citibank Uganda Limited Board, was Member of the Governing Council of the American Chamber of Commerce in Tanzania, and a Member of the Board of Trustees of Junior Achievement, Tanzania.

Joseph holds an MBA in Finance and a Bachelors degree in Business Administration. He has been a Private Pilot and loves music, reading and sports.